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naughti.ai Review: Hand-Written Adult Stories

By Nisha Lopez · Checked 9 Nov 2026 · 18+

Our own product, reviewed on what can be checked: hand-written adult scenarios, a new one every week, credits, pricing, rules and weak points.

naughti.ai in short

#1
Hand-written adult stories, a new one every week
  • Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
  • Scenario content is included in the subscription; you pay credits only to generate more
  • Pre-generated top-quality content at 15 credits each
  • Long chat memory that stays coherent after several thousand messages
  • Your own generated content: 4 credits per image, from 30 credits per video
  • NaughtiAI OÜ, Estonia (EU)
  • Watch out: our own product; credits are not refunded

Quick verdict

  • Good fit Adults who want a ready-made adult plot
  • Not a fit You want to build characters or make calls
  • Price €14.99/mo (≈$16.74), monthly only
  • Who runs it NaughtiAI OÜ, Estonia, since February 2026

Ask AI about this research

My verdict (checked 9 November 2026)

  • naughti.ai is our own product, so read this as a disclosed review: I stick to its terms, privacy policy, company register and what the site shows.
  • It is a story library: hand-written adult scenarios with a beginning and an end, a new one every week, and chat memory that holds up over several thousand messages.
  • Pricing: €14.99/mo (≈$16.74), monthly plan only, with 100 credits a month; the scenarios are included, and you pay credits only to generate more.
  • Weak points: no custom characters, web only, sales final, credits not refunded, very new with no independent reviews.

Disclosure: this site is made by the naughti.ai team, and naughti.ai is our own product, which is why it is listed first and labelled. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.

naughti.ai review: the short version

naughti.ai is for adults who want a plot ready to play. It is not for people who want to design a companion, make calls, or lock in a yearly price.

FactValueSource
OperatorNaughtiAI OÜ, Telliskivi tn 57, 10412 Tallinn, EstoniaPrivacy policy, e-Business Register
RegisteredFebruary 2026 (reg. 17433306)e-Business Register
Governing lawEstoniaTerms
FormatHand-written scenarios with an ending, a new one every weekHomepage
Pricing€14.99/mo (≈$16.74), monthly plan only, 100 credits a month includednaughti.ai team, 10 Nov 2026
MediaPre-generated content 15 credits; your own images 4, video from 30 creditsnaughti.ai team, 10 Nov 2026
Custom charactersNoHomepage
AppsWeb onlyHomepage
Support[email protected]Footer

I checked these figures on 9 November 2026.

How a scenario works

The scenarios

Each scenario is hand-written, with a premade character, a setting, an opening scene and an ending. You read the setup, make your choices and play it through. A new scenario is added every week, and some include two or three characters.

Chat memory

Conversations keep their thread: the chat memory stays coherent after several thousand messages, so a long story does not lose track of what happened earlier.

In practice: it feels closer to an interactive story than to OurDream’s companion chat.

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See the scenarios for yourself

naughti.ai: hand-written adult stories with a beginning and an end, a new one every week. €14.99/mo (≈$16.74) with 100 credits a month included.

Pricing model

What you buyWhat it doesRules
SubscriptionUnlocks the scenario content; 100 credits a month€14.99/mo (≈$16.74), monthly plan only; cancel any time, ends at period end
Extra credits100 more credits€79.99 (≈$89.31); credits are not refunded
What credits buyPre-generated top-quality content; your own images and video15 credits each; image 4; video from 30

There is only the monthly plan, so no long-term discount applies. Prices are in euros.

Content rules

The terms allow adult content between adult characters and ban minors in any form (real, fictional, implied or role-played), biological incest, non-consent or coercion, real identifiable people and deepfakes, bestiality, extreme violence and hate speech. Moderation is automated, with human review for reports, fraud or legal requests.

Privacy and billing

TopicWhat the policy says
Data controllerNaughtiAI OÜ, under GDPR
ChatsSent to third-party AI models to generate replies; not for profiling or ads; not sold
Chat historyDeleted or anonymised on request
Training on chatsNot stated
PaymentsThird-party processor; naughti.ai receives transaction ID, time, plan and status
RefundsFinal; exceptions for double billing, outage over 24 h, verified fraud

Pros and cons

ProsCons
Ready-made, hand-written adult plots with an endingNo custom characters
A new scenario every week, long chat memoryWeb only, no apps
Scenarios included; credits only for extra generationCredits are not refunded
EU company with a public register numberSales final, narrow refund exceptions
Cheaper monthly list price than OurDreamVery new, no independent reviews

Who naughti.ai suits

Adults who are tired of building a companion and budgeting coins, and want a story to step into. If you want to design a character, OurDream AI does that better: see naughti.ai vs OurDream AI. The whole field is on the main comparison.

Sources I used

I accessed these sources between 3 and 9 November 2026.

  1. naughti.ai Terms of Service
  2. naughti.ai Privacy Policy
  3. naughti.ai Cancellation Policy
  4. Estonian e-Business Register: NaughtiAI OÜ
  5. ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)

Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Dream Studio USA, Inc., the company behind OurDream AI; OurDream AI links on this site are affiliate links.

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naughti.ai review: FAQ

  • What is naughti.ai?

    naughti.ai is an adult AI roleplay site built around stories rather than companions. It offers hand-written adult scenarios with premade characters and a beginning and an end, a new scenario every week, long chat memory, and pre-generated or self-made images and video paid with credits. It runs in the browser for adults 18+ only.

  • Is naughti.ai legit?

    It is run by NaughtiAI OÜ, a company in the Estonian e-Business Register (reg. 17433306, Telliskivi 57, Tallinn), with published terms, a GDPR privacy policy and a cancellation policy. It is very new: the company was registered in February 2026, and I found no independent reviews yet.

  • How much does naughti.ai cost?

    There is one monthly plan: €14.99/mo (≈$16.74). It includes the scenario content and 100 credits a month; 100 extra credits cost €79.99 (about $89.31). Credits pay for pre-generated content (15 each), your own images (4) and video (from 30). Prices are in euros, so your card converts them.

  • Is naughti.ai the same as "naughty AI"?

    No. The site is spelled naughti.ai, with an i, and is run by NaughtiAI OÜ in Estonia. Searches for “naughty ai” also show unrelated apps and image generators with similar names, so check the address before you sign up or pay.

  • Are all naughti.ai characters adults?

    Yes. Its terms allow adult content only between adult characters and ban minors in any form, whether real, fictional, implied or role-played. They also ban non-consent, real identifiable people and deepfakes. Moderation is automated, with human review of reports.

  • Does naughti.ai have a free trial?

    It does not publish a free tier or a trial pass. You pay the monthly plan (€14.99/mo (≈$16.74)) to play, and it includes 100 credits a month. If you want to test an app for free first, GoLove AI, Secrets AI or Nectar AI give more room before you pay.

  • Can I get a refund from naughti.ai?

    Generally no. All sales are final, credits are not refunded, and the EU 14-day withdrawal right is waived once content is delivered. Refunds are considered for double billing, a platform outage over 24 hours or verified fraud. A chargeback without contacting support first leads to a permanent ban.

  • How do I cancel naughti.ai?

    In account settings or by email to [email protected]. Cancellation takes effect at the end of the billing period, and you keep access until then. Purchased credits stay usable only while a membership is active.

  • Does naughti.ai keep my chats?

    Its privacy policy says chats are processed to run the service, sent to third-party AI models only to generate replies, not used for profiling or advertising, and not sold. History is deleted or anonymised on request. Whether chats train models is not stated.

  • Does naughti.ai verify age?

    Every visitor confirms they are 18 or older at the entry gate, and some buyers are sent to an age-verification step after purchase when required; the provider is not named. Its terms ban content involving minors in any form, real or fictional.

  • Is there a naughti.ai app?

    No. It runs in the browser on desktop and phone, so there is nothing to install and nothing to update through a store. I found no App Store or Google Play listing. Store apps named “naughty AI” are unrelated.

  • Who should not use naughti.ai?

    Anyone who wants to build a character, wants voice or video calls, needs a discounted yearly plan, or wants a long track record of independent reviews. OurDream AI, Secrets AI or Joi AI fit those needs better.

  • How many scenarios does naughti.ai have?

    naughti.ai does not publish a fixed count. Its scenarios are hand-written, each with a premade character and a beginning and an end, and a new one is added every week, so the library keeps growing. Pre-generated content and your own media are paid with credits.

  • What payment methods does naughti.ai accept?

    Payments run through a third-party processor at checkout; naughti.ai receives only the transaction ID, time, plan and status, according to its privacy policy. The card statement shows a merchant name associated with naughti.ai or its payment partners.

  • Is naughti.ai worth it?

    Worth trying if you want stories rather than a companion builder and dislike per-minute meters: €14.99/mo (≈$16.74) covers the scenarios and 100 credits a month. Not worth it if you want custom characters, calls or a discounted yearly plan, since it is monthly only.

Nisha Lopez

Editor, OurDream AI Alternatives

I write this site for the naughti.ai team. I compare adult AI companion apps on what can be checked in public: pricing pages and plan FAQs, terms of service, refund and privacy policies, age-check rules, company records and named third-party reviews. Every figure carries the date I checked it, and I re-check prices and free tiers every month. I do not claim purchases or tests I have not made, and I say plainly where naughti.ai is the wrong fit.

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Try the Best OurDream AI Alternative

Tired of spending dreamcoins on every call and clip? naughti.ai starts you inside a hand-written adult story with a beginning and an end, adds a new scenario every week and includes 100 credits a month, with nothing to build. Made by the team behind this site.

Adults 18+ only. All characters are AI and fictional.