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OurDream AI Pricing and Dreamcoins Explained

By User User · Checked 9 Nov 2026 · 18+

$19.99 a month or $119.88 a year with 1,000 dreamcoins. What calls and video cost in coins, and when the yearly plan pays off.

OurDream AI against cheaper and better-value alternatives

#1
Hand-written adult stories, a new one every week
  • Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
  • Scenario content is included in the subscription; you pay credits only to generate more
  • Pre-generated top-quality content at 15 credits each
  • Long chat memory that stays coherent after several thousand messages
  • Your own generated content: 4 credits per image, from 30 credits per video
  • NaughtiAI OÜ, Estonia (EU)
  • Watch out: our own product; credits are not refunded
Read the review
#2
Live video calls and Joi Originals
  • Premade characters, builder, images, video, live video calls
  • Neurons charged per explicit message, photo or video, even on Premium
  • Age check by VerifyMyAge (email, face estimate or ID)
  • Novi Limited, Cyprus; Trustpilot 3.9 from 264 reviews
  • Watch out: pay-per-view on top of the plan
#3
Companion builder with video calls
  • Companion builder, images, video, voice chat and video calls
  • Free plan: about 15 messages and 10 images a day (reported)
  • Credits pay for media on top of the plan
  • Nectar AI, LLC (Delaware) with a UK entity
  • Watch out: fees are non-refundable and official prices are not public
#4
Seven video models and audio calls
  • Companion chat, custom characters, adult video on 7 models, audio calls
  • Premium includes 8,000 Moments; a 5-second video costs 320 to 1,200
  • Free: 20 messages a day, no media
  • Secret Labs Inc. (Delaware); Trustpilot 4.5 from 317 reviews
  • Watch out: no refund for the current period
#5
NOVA image-to-video with sound
  • Design a companion or pick a premade one; images, voice and video calls
  • NOVA image-to-video clips with sound
  • Ultimate includes 1,000 XOT a month; an image costs 50 XOT
  • Xotic Tech OÜ, Estonia; Trustpilot 4.8 from 59 reviews
  • Watch out: 5 free messages in total, subscriptions non-refundable
#6
350+ premade characters, free text chat
  • 350+ premade characters, images, AI video and a live video mode
  • Core text chat free with unlimited messages (homepage)
  • Refund within 24 hours if no more than 20 credits are used
  • 404 Intelligence LTD, Cyprus; Trustpilot 4.3 from 28 reviews
  • Watch out: Premium prices are not public, custom creator not live
#7
Custom companions and a huge library
  • Custom companions plus a huge community library, images, video, voice calls
  • Unlimited messages and 1,000 dreamcoins a month on paid plans
  • Free: 5 messages per character and 55 coins once (reported)
  • Dream Studio USA, Inc. (Delaware)
  • Watch out: calls cost 50 coins a minute, video 100 coins per 5 seconds (reported)
Read the review

At a glance

  • $19.99 OurDream monthly plan
  • $119.88 yearly, = $9.99 a month
  • 1,000 dreamcoins included each month
  • 14 days to report a defect (refund at its discretion)

Ask AI about this research

What I found (checked 9 November 2026)

  • Two plans: $19.99 a month, or $9.99 a month billed $119.88 a year. Both include unlimited messages and 1,000 dreamcoins a month; yearly adds 1,000 coins once.
  • Reported coin costs: voice calls 50 a minute, video 100 per 5 seconds, two standard images 10. So 1,000 coins is about 20 call-minutes or 10 short videos.
  • Refunds: defects within 14 days at OurDream’s discretion; the unused part of a period is generally not refunded; crypto is final.
  • Cheaper on paper: Joi AI ($47.99 a year, reported) and Nectar AI ($59.99, reported), both with their own credits on top.

Disclosure: this site is made by the naughti.ai team, and naughti.ai is our own product, which is why it is listed first and labelled. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.

OurDream AI plans and prices

There are only two plans, and both unlock the same features. The difference is how you pay.

PlanPriceBilledDreamcoinsMessages
Monthly$19.99/moEvery month1,000/moUnlimited
Yearly$9.99/mo$119.88 up front1,000/mo + 1,000 onceUnlimited
Free$0—55 once (reported)5 per character (reported)

Source: OurDream’s homepage FAQ, checked 9 November 2026; the free row is RoboRhythms (29 Oct 2026). The /pricing page renders prices only in the browser, so there is no public price table to cite beyond the FAQ.

Monthly or yearly: what a year of OurDream costs

Prices from OurDream's homepage FAQ, 9 Nov 2026. The yearly plan is paid up front; the unused part of a period is generally not refunded.

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Pick the plan that matches your use

OurDream AI: $19.99 monthly, or $119.88 for a year ($9.99 a month) with the same features and 1,000 dreamcoins a month, plus 1,000 bonus coins on yearly.

What dreamcoins pay for

OurDream does not publish a coin table. These are RoboRhythms’ figures, updated 29 October 2026:

Action (subscriber)CoinsWhat 1,000 coins buy
Standard chat model0Unlimited
Premium reply models (“Genius” and others)1 per reply1,000 replies
Image inside chat5200
Standard image generation10 per 2 images~200 images
Image edit2050
Voice call50 per minute20 minutes
Video100 per 5 s (60 s: 1,200)10 short clips
Community character pack250 to 1,0001 to 4 packs

In practice: text is free on a plan; the coins decide how much you can call or animate.

What your 1,000 dreamcoins buy each month

Coin costs as reported by RoboRhythms (updated 29 Oct 2026): voice call 50 per minute, video 100 per 5 seconds, standard images 10 per 2. OurDream does not publish a coin table; check the cost shown in the app before each action.

The real monthly cost

Text-first user

$9.99 a month on the yearly plan; coins rarely run out.

Mixed user (a few calls, a few clips)

$19.99 or $9.99 a month, and the 1,000 coins usually last if calls stay under 10 minutes and clips under 5.

Video-heavy user

coins run out in days. Extra coins cost money (one guide lists 1,000 for $9.99; not re-verified), and an alternative with more media units may fit better.

Cancelling and refunds

TopicOurDream’s ruleSource
How to cancelAccount settings or [email protected]Refund Policy §2
Access after cancellingUntil the end of the paid periodRefund Policy §2
Unused part of a period”Generally non-refundable” unless the law requiresRefund Policy §2
DefectsReport within 14 days; credit, fix or refund at OurDream’s discretionRefund Policy §1
EEA, UK, Switzerland14-day withdrawal; can be lost once service is providedRefund Policy §3
Crypto paymentsFinal, non-refundableRefund Policy §4
Chargeback without contacting supportMay lead to account suspensionRefund Policy §5
Third-party claimRefused once more than 25% of a purchase is usedRoboRhythms (conflicts with the policy)

The official policy was last modified on 9 March 2026. RoboRhythms’ “25% used” rule does not appear in it, so I show both and treat the official text as binding.

A woman in a burgundy silk robe curled in a velvet armchair at night, reading a hardcover book emitting warm branching orange

Skip the builder: step into a story

naughti.ai (our product) opens every session inside a hand-written adult scenario with a beginning and an end, and a new one arrives every week. The scenarios are included in the subscription; you spend credits only when you want to generate more.

€14.99/mo (≈$16.74) with 100 credits a month included. Adults 18+.

Read the review

OurDream AI pricing against the alternatives

AppMonthlyYearlyIncluded media unitsRefund rule
OurDream AI$19.99$119.881,000 coins14-day defects, discretion
naughti.ai (ours)€14.99/mo (≈$16.74)Monthly plan only100 creditsFinal, narrow exceptions; credits not refunded
Nectar AI$9.99 (reported)$59.99 (reported)Credits extraNon-refundable
Secrets AI$19.99$109.998,000 MomentsNo refund for period
Joi AI$13.99 + tax (reported)$47.99 + tax (reported)Neurons, roll over14 days, narrow
Xotic AI$24.99Not shown1,000 XOTPlans no; packs 14 days
GoLove AINot publicNot publicStars24 h, ≀20 credits

I checked these figures on 9 November 2026. Each app’s currency buys different things, so compare what a call or a clip costs, not the number of units. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you.

Tips before you pay

  1. Start monthly if you have not used OurDream beyond the free tier; switch to yearly once you know you will stay.
  2. Watch the coin cost shown before each call or video.
  3. Spend leftover coins before cancelling; the rollover rule is not published.
  4. Contact support before any chargeback.

More on safety and billing on is OurDream AI safe; the OurDream AI review covers features.

Sources I used

I accessed these sources between 3 and 9 November 2026.

  1. OurDream AI homepage and FAQ (plans)
  2. OurDream AI Refund Policy (9 Mar 2026)
  3. OurDream AI Terms of Service (26 Aug 2026)
  4. RoboRhythms: OurDream AI review (updated 29 Oct 2026)
  5. Secrets AI wiki: plans and Moments
  6. AI Companion Guides: Joi AI review 2026
  7. RoboRhythms: Nectar AI review (22 Oct 2026)
  8. Xotic AI plans
  9. naughti.ai Terms of Service
  10. ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)

Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Dream Studio USA, Inc., the company behind OurDream AI; OurDream AI links on this site are affiliate links.

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OurDream AI pricing: FAQ

  • How much does OurDream AI cost?

    $19.99 a month on monthly billing, or $9.99 a month on the yearly plan billed $119.88, according to OurDream’s homepage FAQ on 9 November 2026. Both include unlimited messages, image and video generation and 1,000 dreamcoins a month; the yearly plan adds 1,000 coins once.

  • What are dreamcoins on OurDream AI?

    Dreamcoins are OurDream’s in-app currency for media and premium features. Paid plans include 1,000 a month. Reported costs: 1 coin for a premium reply model, 10 for two standard images, 50 a minute for a voice call and 100 for a 5-second video. Failed generations refund their coins.

  • Is OurDream AI really unlimited?

    Messages are unlimited on paid plans, including the standard model at no coin cost. Media is not: calls, video, image edits and community packs spend dreamcoins from the 1,000 a month, so “unlimited” applies to text chat.

  • How much is a voice call on OurDream AI?

    Reported at 50 dreamcoins a minute by RoboRhythms (29 October 2026). With 1,000 coins a month and nothing else spent, that is about 20 minutes of calls. OurDream shows the cost in the app before you start.

  • How far do 1,000 dreamcoins go?

    At reported rates, 1,000 coins cover about 20 minutes of voice calls, or ten 5-second videos, or about 200 standard images, or any mix of them. Text chat on the standard model costs nothing, so coins only matter for media. Use the calculator on this page to plan your month.

  • Can I buy more dreamcoins?

    Subscribers can buy more; free accounts cannot, according to RoboRhythms. One October 2026 guide lists 1,000 extra coins for $9.99, but I could not re-verify that price, so check the in-app store.

  • Do unused dreamcoins roll over?

    OurDream does not publish a rollover rule, and help pages quoted by RoboRhythms disagree on whether unused coins survive cancellation. Assume you may lose unused coins when a subscription ends, and spend them before cancelling.

  • Is the OurDream yearly plan worth it?

    If you use it most months, yes: $119.88 against $239.88 for twelve monthly payments, a saving of $120. The risk is the refund policy: the unused part of a period is generally not refunded, so a yearly plan you stop using after two months is sunk money.

  • How do I cancel my OurDream AI subscription?

    Cancel in account settings or by emailing [email protected]. Access continues until the end of the billing period. Cancelling stops renewal; it does not refund the current period, according to the refund policy (last modified 9 March 2026).

  • Can I get a refund from OurDream AI?

    Only in limited cases. You can report a defect or misdescribed service within 14 days; OurDream may then offer a credit, replacement or refund at its discretion. The unused part of a period is generally not refundable, crypto payments are final, and EEA, UK and Swiss users have a 14-day withdrawal right.

  • What happens if I file a chargeback with OurDream?

    Its refund policy warns that a chargeback filed without contacting support first may lead to account suspension. Email [email protected] first and keep the reply; your card issuer will usually ask whether you tried to resolve it with the merchant.

  • Does OurDream AI charge tax?

    OurDream’s public FAQ lists prices without tax notes. Depending on your state and payment method, sales tax may be added at checkout. Joi AI, by contrast, states its reported prices plus tax.

  • Which alternative is cheaper than OurDream AI?

    Monthly: Nectar AI (reported $9.99) and Joi AI (reported $13.99 plus tax). Yearly: Joi AI ($47.99 reported) and Nectar AI ($59.99 reported). Secrets AI matches OurDream’s $19.99 monthly but is $109.99 a year with 8,000 Moments. Compare on the main page.

  • What does OurDream charge on my card statement?

    OurDream does not publish its card descriptor. Look for a line mentioning OurDream or Dream Studio, and check your email for the receipt if you cannot match a charge. Secrets AI, by contrast, states “S LABS INC” and Joi AI “joi.com”.

  • Does OurDream AI offer discounts?

    The main discount is the yearly plan: $9.99 a month instead of $19.99, plus 1,000 bonus coins once. I do not cover promo codes on this site; prices can change, so check the plan FAQ before paying.

  • What is the OurDream AI premium plan called?

    OurDream does not use tier names on its public FAQ: there is one paid membership billed monthly ($19.99) or yearly ($119.88), with the same features. Some third-party pages call it Premium.

  • Does OurDream AI renew automatically?

    Yes. Subscriptions renew until you cancel in settings or by email. Cancelling stops the next charge and keeps access to the end of the period; set a reminder a few days before a yearly renewal.

User User

Editor, OurDream AI Alternatives

I write this site for the naughti.ai team. I compare adult AI companion apps on what can be checked in public: pricing pages and plan FAQs, terms of service, refund and privacy policies, age-check rules, company records and named third-party reviews. Every figure carries the date I checked it, and I re-check prices and free tiers every month. I do not claim purchases or tests I have not made, and I say plainly where naughti.ai is the wrong fit.

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Try the Best OurDream AI Alternative

Tired of spending dreamcoins on every call and clip? naughti.ai starts you inside a hand-written adult story with a beginning and an end, adds a new scenario every week and includes 100 credits a month, with nothing to build. Made by the team behind this site.

Adults 18+ only. All characters are AI and fictional.